Traditional Mortgages

For competitive offers

Conventional Loans

I certainly did not invent the Conventional mortgage, designed for your home purchase or refinance with a sizable down payment. I just do them best.

Qualification based on income, assets, debts

Current housing payment verification required

Popular choice for building wealth

Veteran 0% down home loan benefit

VA Mortgage

VA Mortgages are designed for past or present members of the armed forces seeking to take advantage of their entitlement to no down payment loan options for primary residences all over the USA.

Attainable credit qualifications

No mortgage insurance or down payment required

Painless refinance process

FHA MOrtgage

Better, Faster, Easier.

FHA mortgages are designed with low down payments and flexible credit requirements so that homeownership is attainable for all US citizens.

Qualification based on income, credit, assets

Credit as low as 560, 12 months of credit history

Popular choice for first time homeowners

Traditional Mortgages are Perfect For

First Time Homebuyers

Primary Residences

2nd homes

House hacking

equity building

Generational wealth

Vacation homes

1-4 unit properties

W2 Employees

Take advantage of my experience

  • Credit Consultation: Let me help you maximize your credit score prior to application with a credit review. It's that simple.

  • Income Documentation: We qualify you based on your income— so let me help you organize your paperwork to close faster, with fewer conditions.

  • Maximize Loan Amount: Expand your purchase power by lowering debt, consolidating debt, or documenting your income better. The solution for more is there, it just takes full disclosure.

No Cap on Lenders

I am registered with over 332 lenders, and I will shop every single one to get you the best rate.

Fast Approvals

Get approved in minutes, not days, with a streamlined process built specifically for traditional mortgages.

Income Documentation

I will ask for tax returns, pay stubs, W2s, 1099s, and all schedules to maximize your income calculation.

Custom Rate Structures

Access lender credit, wholesale rates, seller buy-downs, or buy discount points.

Skip the Real Estate Agent

Make offers and close without paying a buyer’s agent—our tools and guidance put you in control and save you thousands.

Custom Support

Work with a team that understands the numbers and speaks your language—no generic bank scripts here.

PARTNERS

Who I Work With

Unbeatable Loans

Thank you for trusting me with your home purchase or refinance. For more information or assistance, feel free to reach out to our team anytime.

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813 SW 16th CT, Fort Lauderdale, FL 33315

703-405-8794

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Licensing Disclaimer:

Home loan lending products are offered by John Pastre Individual NMLS #1827883, nmlsconsumeraccess.org, a licensed mortgage broker with Edge Home Finance Corporation Company NMLS #891464. Loans made or arranged pursuant to applicable state and federal law.

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