Traditional mortgages
Conventional, FHA and VA loans — shopped across every lender
I certainly did not invent the conventional mortgage. I just do them best — for your home purchase or refinance, with wholesale pricing you can't get applying directly.
At a glance
- ✓Conventional: qualification based on income, assets and debts — a popular choice for building wealth
- ✓VA: no down payment and no mortgage insurance for past and present members of the armed forces
- ✓FHA: low down payments and flexible credit — credit scores as low as 560 with 12 months of history
Perfect for
- First-time homebuyers
- Primary residences
- Second homes
- House hacking
- Vacation homes
- 1–4 unit properties
- W-2 employees
- Building generational wealth
Why work with me
No cap on lenders
I'm registered with over 332 lenders, and I shop every one of them to get you the best rate.
Credit consultation
Let me help you maximize your credit score before you apply, with a credit review.
Income documentation
I organize your tax returns, pay stubs, W-2s and 1099s to maximize your qualifying income and close with fewer conditions.
Maximize your loan amount
Expand your purchase power by lowering or consolidating debt and documenting your income better.
Custom rate structures
Lender credits, wholesale rates, seller buy-downs or discount points — structured around your plans.
Custom support
Work with someone who understands the numbers and speaks your language — no generic bank scripts.
Other loan programs
See what you qualify for
Get a personalized mortgage quote — no credit check — or start the full application. It takes about 30 minutes.