I certainly did not invent the Conventional mortgage, designed for your home purchase or refinance with a sizable down payment. I just do them best.
Qualification based on income, assets, debts
Current housing payment verification required
Popular choice for building wealth
VA Mortgages are designed for past or present members of the armed forces seeking to take advantage of their entitlement to no down payment loan options for primary residences all over the USA.
Attainable credit qualifications
No mortgage insurance or down payment required
Painless refinance process
FHA mortgages are designed with low down payments and flexible credit requirements so that homeownership is attainable for all US citizens.
Qualification based on income, credit, assets
Credit as low as 560, 12 months of credit history
Popular choice for first time homeowners
Credit Consultation: Let me help you maximize your credit score prior to application with a credit review. It's that simple.
Income Documentation: We qualify you based on your income— so let me help you organize your paperwork to close faster, with fewer conditions.
Maximize Loan Amount: Expand your purchase power by lowering debt, consolidating debt, or documenting your income better. The solution for more is there, it just takes full disclosure.
No Cap on Lenders
I am registered with over 332 lenders, and I will shop every single one to get you the best rate.
Fast Approvals
Get approved in minutes, not days, with a streamlined process built specifically for traditional mortgages.
Income Documentation
I will ask for tax returns, pay stubs, W2s, 1099s, and all schedules to maximize your income calculation.
Custom Rate Structures
Access lender credit, wholesale rates, seller buy-downs, or buy discount points.
Skip the Real Estate Agent
Make offers and close without paying a buyer’s agent—our tools and guidance put you in control and save you thousands.
Custom Support
Work with a team that understands the numbers and speaks your language—no generic bank scripts here.
Thank you for trusting me with your home purchase or refinance. For more information or assistance, feel free to reach out to our team anytime.