John PastreUnbeatable Mortgage Broker

Unbeatable DSCR

DSCR loans qualified on the property's income — not yours

We didn't invent the DSCR mortgage. We just do them best. Business-purpose loans for real estate investment all over the USA.

At a glance

  • ✓Qualification based on property income
  • ✓No personal income verification — no tax returns or pay stubs
  • ✓Loan-to-value up to 90%, so more of your capital stays free

Perfect for

  • Business owners
  • Real estate investors
  • Short-term rentals
  • Vacation rentals
  • Cash flow and diversification
  • 1–4 unit properties
  • Student housing
  • Generational wealth

Why work with me

No cap on properties owned

Whether it's your first or your fiftieth property, grow your portfolio without restrictions.

True no-income loans

Your property's cash flow is what matters — we won't ask for tax returns or pay stubs.

Fast approvals

A streamlined process built specifically for real estate investors.

Custom rate structures

Lender credits, interest-only options, or no-prepay-penalty loans that match your strategy.

Skip the buyer's agent

Make offers and close without paying a buyer's agent — our tools and guidance keep you in control.

Investor support

Work with a team that understands the numbers and speaks your language.

Other loan programs

See what you qualify for

Get a personalized mortgage quote — no credit check — or start the full application. It takes about 30 minutes.