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I am here to help. Whether it's about mortgage rates, plans, or the process, feel free to ask us anything. I am ready to guide you every step of the way.

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Mortgage Quote

Your Partner in Home Finance

I am more than just a mortgage broker—I am your dedicated partner in making homeownership a reality. I will work closely with you to understand your goals and provide tailored mortgage solutions that fit your lifestyle and budget. From first-time buyers to investors and everywhere in between, I am here to offer guidance, support, and expertise every step of the way.

Start the Full Application

Solutions

Communication

Experience

how it works

Your purchase Plan

Consultation

Discuss your needs and financial goals with me.

Application

Complete an application to start the financing process.

House Shopping

Shop for a home with your pre-approval.

In addition to traditional mortgage finance

I have options.

I streamline the mortgage application process, and submit your loan to each and every of the best lenders. My tailored solutions and expert support ensure a smooth journey, empowering you to achieve your goals with the confidence that you got an unbeatable deal.

Bridge Loans

Temporary financing for selling a home and buying another, allowing you to purchase a new home before selling your current one.

Fast Approval: Get funds quickly to secure your new home.
Cash Offer: Make a cash offer without current home sale contingencies.
Single Close: Pay off the mortgage from your other home when it sells.

DSCR Loans

Rental loans help you finance investment properties, making it cleaner to generate rental income.

Tailored Financing: Custom loans for investment properties.
Competitive Rates: Favorable terms for better returns.
Expert Support: Guidance throughout the process.

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Fix and Flip

Mortgages for investors to finance property acquisition and renovation.

100% Renovation Financing: Finance the renovation in a draw schedule.
10% down payments: Preserve capital for the renovation budget.
6-18 months: Competitive options for timeline and budget.

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Commercial

Multifamily, Retail, Industrial, I have answers for it all.

Bridge Financing: For commercial properties without stabilized rents.
5/7/10 Year Terms: Commercial leverage for stabilized properties.
Income Terms: Triple Net, Owner-leased, Seller-Financed, Mezzanine and more.

Refinancing

Refinancing allows you to adjust your mortgage terms, potentially lowering your monthly payments and saving on interest.

Lower Rates: Access competitive interest rates for monthly savings.
Flexible Options: Tailored refinancing plans to meet your goals.
Expert Guidance: Support throughout the refinancing process.

Wholesale Rates

Achieve wholesale rates that you cannot get applying directly.

Full Suite of Products: Wholesale rates for all types of mortgages.
Insider Insight: Learn how mortgage lenders hide their fees in your rate.
Expert Guidance: Assistance in selecting the right mortgage options.

Testimonials

— Chris J.

I constantly refer John to my friends and family and fellow investors. He gave me so much useful information I am that I am now a force to be reckoned with in the flip community of Savannah, GA. I bought my first home with John, and not only did he prepare me for each step of the process, but his communication was excellent about any hiccups, and he was always one step ahead.

— Tate Y.

The support I received from John was outstanding, after another broker was unable to close, John advised with confidence on my business structure to get the deal done. I did not think he would be able to get it done in the 8 days he asked for, but here we are, proud owners of our first investment property in Ohio.

Frequently Asked Questions

What is the difference between a Mortgage Broker and a mortgage Lender?

I am a mortgage broker. Mortgage brokers are licensed to originate loans from mortgage lenders. Mortgage lenders have "retail" outlets that customers must go through and they pay the price for the marketing and management fees in the higher rates. Mortgage brokers like myself are able to achieve wholesale mortgage rates from the same mortgage lenders you might shop at, but mortgage brokers do the shopping for you to ensure you get the lowest rate the market has to offer.

How do I know how much I can borrow?

Your borrowing capacity depends on various factors, including your income, credit score, assets, debt-to-income ratio, and the type of loan you are applying for. I will help you assess your financial situation to determine the right amount. The first step to find out how much you can borrow starts with determining your maximum monthly mortgage payment.

What documents do I need to apply for a mortgage?

Typically, you’ll need to provide 30 days of paystubs, your drivers license, two years of W2 statements, 2 months of bank statements from all of your accounts, and proof of bonus, commission or overtime for the past two years. Once you start an application, my program will automatically request the specific documentation for your scenario. After applying and uploading documentation, you will receive a pre-approval letter stating your approval amount,

How long does the mortgage approval process take?

I offer unbeatable rates and unbeatable timelines. You will get pre-approved within 30 minutes of submitting your application, mortgage approval with 3 days of submission, and we aim to close conventional loans in 10 days. Certain loan products we close in 1 business day. It takes approximately 30 minutes to apply for a loan, and your credit is not automatically pulled.