Last updated: June 6th, 2025

1. Acceptance of Terms

These Terms of Service (hereinafter: Terms) outline the terms and conditions under which we provide mortgage brokering services to US citizens and non-US citizens seeking to invest, buy or mortgage real estate (hereinafter: Client). By using the jpastre.com (hereinafter: "John Pastre" or "website") website and services, you agree to be bound by all Terms we disclose in this document as well as all applicable laws and regulations and you agree that you are responsible for compliance with any local or state laws. We advise you to read the document fully and familiarize yourself with the Terms of Service that govern your use of our site. We retain the right to change our Terms at any time, at our own discretion. Therefore, you should consult them regularly, in case there are any changes. By using our site and services, you acknowledge and accept our Terms of Service.

2. Services Offered

John Pastre provides services to assist persons navigating the process of financing real property in the United States for a variety of purposes as chosen by the Client. Our services are provided on an “as-is” and “as available” basis and they include, but are not limited to, mortgage brokering, offer submission, general consultancy, banking and financial advising, loan procurement assistance, advising, and real estate transaction support.

All of the features and options on our website fall under the terms “Services”. We provide these services to our users based on the agreement by the user to pay for John Pastre for these services at a closing date. Any future services, features, or additions will also fall under the definition of “Services,” and will, therefore, be subject to these Terms of Service, unless otherwise explicitly specified.

2.1 Disclaimer

All material and content of the John Pastre website are created for the purpose of marketing, are owned and licensed by John Pastre, and should be taken on an “as-is” basis. The John Pastre does not provide any warranties regarding:

Warranties or conditions of merchantability, Fitness for a particular purpose, or Non-infringement of intellectual property or other violations of rights.

Furthermore, John Pastre does not guarantee, warrant, or promise any level of accuracy when it comes to the representations made on the John Pastre website or any websites linked to it and does not warrant any probable outcomes, reliability of utilization of content acquired on the John Pastre website or any websites linked to it, or the quality or integrity of information.

All responsibility for the authentication of information and verification of data falls on the website visitors and clients, and John Pastre takes no responsibility for any and all omissions, inaccuracies, or errors. All information provided on our website is for personal use only, and, therefore, only the website visitor is accountable for their further use.

The services that John Pastre offers are strictly of advisory nature and John Pastre doesn’t assume responsibility for, control over, or ownership of the following:

2.1.1. Management of Client’s Finances

John Pastre unequivocally states that it doesn’t handle any of its Client’s financial means. The company does not assume control, manage, or handle any form of monetary assets belonging to the Client. John Pastre’s role is strictly advisory, focused on providing comprehensive guidance and expertise in matters related to real estate.

2.1.2. Real Estate Sales

John Pastre does not engage in the direct sale or brokerage of real estate properties nor is the company an owner of any real estate properties that will later be sold to the Client. The John Pastre services are centered on the provision of strategic advice that has the goal of empowering clients to make educated decisions regarding real estate investments. 

2.1.3. Financial Transactions

John Pastre or any members of its staff will not be involved in any financial transactions related to property acquisition on behalf of the Client. The John Pastre isn’t a financial intermediary, escrow agent, or transaction facilitator. Clients are responsible for executing their financial transactions independently, in accordance with legal and regulatory requirements.

2.1.4. Property Ownership

John Pastre will guide the Client through the process of real estate financing. However, John Pastre has no ownership or legal interest in the real estate properties acquired or financed by the Client through our consulting services. Clients retain full and exclusive legal ownership of the real estate properties, and John Pastre assumes no share or stake in the Client’s real property assets. This goes for all properties acquired by the Client through the help of the John Pastre services, no matter the legal status of the Client, the location of the property, or the strategy employed during the purchasing process. All property the Client bought as a natural person or a legal entity remains solely in the Client’s ownership.

2.1.5. LLC Ownership

As part of its services, John Pastre offers the service “Company Formation Consulting”, which includes forming and legalizing an LLC (a Limited Liability Company) in the Client’s name. In the course of its services, John Pastre will assist in establishing said Limited Liability Companies (LLCs) for Clients but will never assume ownership, legal stake, equity stake, or control of those legal entities. The ownership of these LLCs remains solely with the Client and the Client assumes complete and autonomous ownership of the LLC entity.

This legal disclaimer aims to provide explicit clarity on the non-involvement of John Pastre in the handling of the Client’s financial or real estate assets, the sale of real estate, financial transactions, and the ownership of both real estate properties and LLC entities. 

2.1.6. Money Laundering

Money laundering is a serious offense with far-reaching societal implications, giving rise to various criminal undertakings such as drug trafficking, human trafficking, terrorism, and other illicit activities.

John Pastre is unwavering in its commitment to impede money laundering and terrorism financing through the implementation of rigorous KYC (Know Your Customer) and AML (Anti-Money Laundering) protocols.

These measures serve to ensure the identification and validation of the identity of all clients, along with the detection of any potential suspicious activities they may be involved in. By identifying potential clients who may be entangled in unlawful pursuits and refraining from providing services to them, we actively contribute to the global fight against financial crime, thereby helping create a more secure marketplace and world for all.

3. Use License

All material and content on the website and created by our software are owned and licensed by John Pastre. That includes all written and visual content, software, sound recordings, text, logos, videos, graphics, etc. Our users are not permitted to exploit this content, especially for commercial purposes, unless with specific, written consent. Users are not allowed to adapt, copy, distribute, print, publish, etc., any part of the website nor are they allowed to commercialize any information or service obtained on our website or using our services. The use of our website and services is available to all our users for their personal, non-commercial use only. Users can also print a copy of any information conceived based on our services, but they may use it in a private, limited matter. Users also aren’t allowed to grant access to their accounts to third parties or share accounts with others.

All clients and website visitors may not:

Copy any website written or visual content, software, or other materials, nor modify it in any way;

Use any website written or visual content, software, or other materials for commercial use, public display, or share it with third parties with the intent to commercialize it;

Modify any website written or visual content, software, or other materials so it no longer includes copyright or other proprietary notions;

Transfer or mirror the website written or visual content, software, or other materials.

4. Client Responsibilities

Clients are responsible for providing accurate and complete information and all data that is relevant to any real estate investment goals or associated actions as well as any necessary additional documentation. Following the recommendations acquired from the John Pastre team is essential for a smooth consulting process. The Client is responsible for the full payment of the fees and other financial compensation outlined in the agreement between John Pastre and the Client. All payment terms specified in said agreement must be fulfilled, as failure to adhere to the agreement will result in a suspension of services. 

5. Confidentiality

John Pastre respects the confidentiality of all client information. We will not disclose confidential information without the client’s explicit consent to any third parties, except as required by law.

Confidential information is any information provided by the Client directly or indirectly, in writing, orally, or by inspection of tangible objects (such as documents, data, software, etc.). Confidential information doesn’t include information that:Is previously known and generally available to the public,Becomes publicly known or generally available to the public,Is already in possession of John Pastre. 

6. Limitation of Liability

John Pastre, all vendors the Client makes a connection with through John Pastre, and all suppliers connected to John Pastre are in no way liable or responsible for any direct, indirect, incidental, consequential, or punitive damages arising out of the use of the John Pastre services or the inability to use the John Pastre services or services from third-parties that John Pastre assists the Clients in using.

7. Accuracy and reliability of materials, content, and third-party links

All materials and content on the John Pastre website are of informational nature and the John Pastre doesn’t take responsibility or warrant the accuracy, reliability, integrity, or quality of materials on the John Pastre website nor of the materials included in the websites linked to the John Pastre website.

All John Pastre materials could include errors (technical, photographic, factual, or typographical ones) and John Pastre reserves the right but offers no promise to modify, include, or exclude all materials contained on the John Pastre website at any time, with no notice to the website users. The John Pastre team is not responsible for the contents of any third-party websites linked to the John Pastre website and the use of said websites is at the website visitor’s risk. 

8. SMS MESSAGING

8.1. Consent to receive SMS Messages

By providing your phone number, you consent to receive SMS messages from John Pastre for purposes including, but not limited to, account notifications, promotional offers, and customer service communications. You acknowledge that message and data rates may apply.

8.2. Opt-In and Opt-Out

You may opt-in to receive SMS messages by verbally communicating your consent to John Pastre, confirming that you agree to receive text messages. To opt-out, you can reply “STOP” to any SMS message you receive from us. After opting out, you will no longer receive SMS messages from John Pastre.

8.3. Message Frequency

The number of SMS messages you receive will vary based on your interactions with 14 Days to Close. We may send you messages related to your loan application, account updates, promotional offers, and other relevant mortgage-related information.

​8.4 Cost

John Pastre does not charge for sending or receiving SMS messages. However, your mobile carrier’s standard message and data rates may apply.​

8.5 Privacy

Your privacy is important to us. John Pastre will not share your phone number with third parties for their own marketing purposes without your consent. For more information, please review our Privacy Policy.

9. Contact Information

If you have any questions regarding the John Pastre Terms of Service or have concerns stemming from or in any way related to the John Pastre Terms of Service, contact us anytime via [email protected] or 954-466-1614.